Side-by-Side Comparison
See how BEM Funding and FTMO compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 2-step)
Trader Satisfaction
BEM Funding
FTMO
Program name
Profit split
Max allocation
Challenge fee (100K, 2-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$6.4K
80% of $8K gross profit
Monthly earnings
$6.4K
80% of $8K gross profit
BEM Funding and FTMO both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. BEM Funding charges $519 and funds up to $200,000, while FTMO charges $540 and funds up to $400,000. BEM Funding uses a 2-step evaluation; FTMO uses 2 steps.
BEM Funding's challenge fee of $519 is lower than FTMO's $540, making it the lower-cost option for traders focused on upfront fees.
Both BEM Funding and FTMO offer a 80% profit split, so there is no meaningful difference in how profits are shared. Other factors—such as payout frequency, scaling plans, and maximum allocation—are likely to have a greater impact on your decision.
FTMO offers a maximum allocation of $400,000, compared with BEM Funding's $200,000. Traders looking to manage larger amounts of capital may prefer FTMO.
Both firms use a 2-step evaluation. BEM Funding requires 3 minimum trading days per phase, while FTMO requires 4. BEM Funding provides greater scheduling flexibility.
BEM Funding uses Balance Equity Highest Eod drawdown, while FTMO uses Balance Based.
BEM Funding pays out every 14 days, while FTMO pays out every 14 days.
Both firms have the same payout frequency, so there is no meaningful difference in how often you can request payouts.
FTMO offers a scaling plan, while BEM Funding does not. If increasing your funded capital over time is important, FTMO has an advantage.
BEM Funding leads on both rating (5) and review volume (7), making it the stronger customer satisfaction signal. FTMO has a 3.4 rating from 7 reviews.
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