Side-by-Side Comparison

BEM FundingvsFTMO

See how BEM Funding and FTMO compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.

VS
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BEM Funding

5.0

7

5.0 rated3 day mincTrader
View Challenges
FTMO prop firm logo

FTMO

3.4

7

3.4 rated4 day mincTrader
View Challenges
VS

Profit Split

80%vs80%
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FTMO prop firm logo

Max Allocation

$200Kvs$400K
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FTMO prop firm logo

Challenge fee (100K, 2-step)

$389.25vs$439
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FTMO prop firm logo

Trader Satisfaction

5.0vs3.4
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FTMO prop firm logo

Head-to-head Breakdown

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BEM Funding

FTMO prop firm logo

FTMO

Program name

BEM Funding - Classic Normal - 2-step 100K
FTMO - Standard Challenge - 2-Steps 100K

Profit split

80%
80%

Max allocation

$200K
$400Kbest

Challenge fee (100K, 2-step)

$519best
$540

Discounted challenge fee

$389.25best
$439

Profit target

9% | 4.5%
10% | 5%

Daily Loss Limit

4.5%
5%best

Daily Loss Type

Balance/Equity - Highest at EOD
Balance Based

Max Loss Limit

8%
10%best

Max Loss Type

Static
Static

Consistency rule

None
None

Min trading days

3 daysbest
4 days

Payout frequency

Every 14 days
Every 14 days

Platforms

cTrader, DXTrade
cTrader, MT5, DXTrade, MT4

News trading

Allowed
Allowed

EA / algo trading

Allowed
Allowed

Scaling plan

No
Yes

Earnings Calculator

Estimate your monthly take-home based on account size and expected monthly return.

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BEM Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout
FTMO prop firm logo
FTMO
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout

Compare Firms

BEM Funding and FTMO both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. BEM Funding charges $519 and funds up to $200,000, while FTMO charges $540 and funds up to $400,000. BEM Funding uses a 2-step evaluation; FTMO uses 2 steps.

BEM Funding's challenge fee of $519 is lower than FTMO's $540, making it the lower-cost option for traders focused on upfront fees.

Both BEM Funding and FTMO offer a 80% profit split, so there is no meaningful difference in how profits are shared. Other factors—such as payout frequency, scaling plans, and maximum allocation—are likely to have a greater impact on your decision.

FTMO offers a maximum allocation of $400,000, compared with BEM Funding's $200,000. Traders looking to manage larger amounts of capital may prefer FTMO.

Both firms use a 2-step evaluation. BEM Funding requires 3 minimum trading days per phase, while FTMO requires 4. BEM Funding provides greater scheduling flexibility.

BEM Funding uses Balance Equity Highest Eod drawdown, while FTMO uses Balance Based.

BEM Funding pays out every 14 days, while FTMO pays out every 14 days.

Both firms have the same payout frequency, so there is no meaningful difference in how often you can request payouts.

FTMO offers a scaling plan, while BEM Funding does not. If increasing your funded capital over time is important, FTMO has an advantage.

BEM Funding leads on both rating (5) and review volume (7), making it the stronger customer satisfaction signal. FTMO has a 3.4 rating from 7 reviews.

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