Side-by-Side Comparison
See how Finotive Funding and Lucid Trading compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 1-step)
Trader Satisfaction
Finotive Funding
Lucid Trading
Program name
Profit split
Max allocation
Challenge fee (100K, 1-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$6.4K
80% of $8K gross profit
Monthly earnings
$7.2K
90% of $8K gross profit
The headline difference is profit split — Finotive Funding offers 80% while Lucid Trading offers 90%. Beyond that, Finotive Funding charges $580 with a max allocation of $1,600,000, compared to Lucid Trading's $225 and $750,000.
Lucid Trading's challenge fee of $225 is lower than Finotive Funding's $580, making it the lower-cost option for traders focused on upfront fees.
Lucid Trading offers a 90% profit split, compared with Finotive Funding's 80%. The 10 percentage point difference can become meaningful as trading profits increase.
Finotive Funding offers a maximum allocation of $1,600,000, compared with Lucid Trading's $750,000. Traders looking to manage larger amounts of capital may prefer Finotive Funding.
Both firms use a 1-step evaluation. Finotive Funding requires 3 minimum trading days per phase, while Lucid Trading requires 2. Lucid Trading provides greater scheduling flexibility.
Finotive Funding uses Balance Based drawdown. Drawdown information for Lucid Trading is unavailable.
Lucid Trading pays out every 5 days. Payout frequency information for Finotive Funding is currently unavailable.
Both Finotive Funding and Lucid Trading offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.
Lucid Trading holds a 5 rating from 9 reviews, while Finotive Funding holds a 4.3 rating from 10 reviews. Lucid Trading scores higher, but Finotive Funding's rating is based on a larger sample size, so both factors are worth considering.
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