Side-by-Side Comparison

FTMOvsFinotive Funding

See how FTMO and Finotive Funding compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.

VS
FTMO prop firm logo

FTMO

3.4

7

3.4 rated4 day mincTrader
View Challenges

Finotive Funding

4.3

10

4.3 rated2 day minMatch Trader
View Challenges
VS

Profit Split

80%vs80%
FTMO prop firm logo

Max Allocation

$400Kvs$1.6M
FTMO prop firm logo

Challenge fee (100K, 2-step)

$439vs$416.25
FTMO prop firm logo

Trader Satisfaction

3.4vs4.3
FTMO prop firm logo

Head-to-head Breakdown

FTMO prop firm logo

FTMO

Finotive Funding

Program name

FTMO - Standard Challenge - 2-Steps 100K
Finotive Funding - 2 Phase Challenge - 2-Step 100K

Profit split

80%
80%

Max allocation

$400K
$1.6Mbest

Challenge fee (100K, 2-step)

$540best
$555

Discounted challenge fee

$439
$416.25best

Profit target

10% | 5%
7.5% | 5%

Daily Loss Limit

5%best
4.5%

Daily Loss Type

Balance Based
Balance Based

Max Loss Limit

10%best
9%

Max Loss Type

Static
Static

Consistency rule

None
None

Min trading days

4 days
2 daysbest

Payout frequency

Every 14 days
No Requirement

Platforms

cTrader, MT5, DXTrade, MT4
Match Trader, MT5

News trading

Allowed
Allowed

EA / algo trading

Allowed
Allowed

Scaling plan

Yes
Yes

Earnings Calculator

Estimate your monthly take-home based on account size and expected monthly return.

FTMO prop firm logo
FTMO
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout
Finotive Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout

Compare Firms

Finotive Funding and FTMO both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. Finotive Funding charges $555 and funds up to $1,600,000, while FTMO charges $540 and funds up to $400,000. Finotive Funding uses a 2-step evaluation; FTMO uses 2 steps.

FTMO's challenge fee of $540 is lower than Finotive Funding's $555, making it the lower-cost option for traders focused on upfront fees.

Both Finotive Funding and FTMO offer a 80% profit split, so there is no meaningful difference in how profits are shared. Other factors—such as payout frequency, scaling plans, and maximum allocation—are likely to have a greater impact on your decision.

Finotive Funding offers a maximum allocation of $1,600,000, compared with FTMO's $400,000. Traders looking to manage larger amounts of capital may prefer Finotive Funding.

Both firms use a 2-step evaluation. Finotive Funding requires 2 minimum trading days per phase, while FTMO requires 4. Finotive Funding provides greater scheduling flexibility.

Both Finotive Funding and FTMO use Balance Based drawdown rules, so there is no difference in how your loss limit is calculated.

FTMO pays out every 14 days. Payout frequency information for Finotive Funding is currently unavailable.

Both Finotive Funding and FTMO offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.

Finotive Funding leads on both rating (4.3) and review volume (10), making it the stronger customer satisfaction signal. FTMO has a 3.4 rating from 7 reviews.

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