Side-by-Side Comparison
See how ThinkCapital and AquaFunded compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 2-step)
Trader Satisfaction
ThinkCapital
AquaFunded
Program name
Profit split
Max allocation
Challenge fee (100K, 2-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$6.4K
80% of $8K gross profit
Monthly earnings
$7.2K
90% of $8K gross profit
The headline difference is profit split — AquaFunded offers 90% while ThinkCapital offers 80%. Beyond that, AquaFunded charges $429 with a max allocation of $400,000, compared to ThinkCapital's $499 and $600,000.
AquaFunded's challenge fee of $429 is lower than ThinkCapital's $499, making it the lower-cost option for traders focused on upfront fees.
AquaFunded offers a 90% profit split, compared with ThinkCapital's 80%. The 10 percentage point difference can become meaningful as trading profits increase.
ThinkCapital offers a maximum allocation of $600,000, compared with AquaFunded's $400,000. Traders looking to manage larger amounts of capital may prefer ThinkCapital.
Both firms use a 2-step evaluation. ThinkCapital requires at least 3 trading days per phase, while AquaFunded has no minimum trading day requirement, allowing faster progression if performance targets are met.
AquaFunded uses Balance Equity Highest Eod drawdown, while ThinkCapital uses Equity Based.
AquaFunded pays out every 14 days, while ThinkCapital pays out every 14 days.
Both firms have the same payout frequency, so there is no meaningful difference in how often you can request payouts.
Both AquaFunded and ThinkCapital offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.
AquaFunded holds a 3.3 rating from 3 reviews, while ThinkCapital holds a 2.9 rating from 11 reviews. AquaFunded scores higher, but ThinkCapital's rating is based on a larger sample size, so both factors are worth considering.
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