Top One TradervsAquaFunded

The headline difference is profit split — AquaFunded offers 90% while Top One Trader offers 85%. Beyond that, AquaFunded charges $429 with a max allocation of $400,000, compared to Top One Trader's $541 and $400,000.

AquaFunded's challenge fee of $429 is lower than Top One Trader's $541, making it the lower-cost option for traders focused on upfront fees.

AquaFunded offers a 90% profit split, compared with Top One Trader's 85%. The 5 percentage point difference can become meaningful as trading profits increase.

Both AquaFunded and Top One Trader offer a maximum allocation of $400,000. Other factors—such as scaling plans, payout frequency, and evaluation rules—are likely to have a greater impact on your decision.

Both firms use a 2-step evaluation. Top One Trader requires at least 3 trading days per phase, while AquaFunded has no minimum trading day requirement, allowing faster progression if performance targets are met.

Both AquaFunded and Top One Trader use Balance Equity Highest Eod drawdown rules, so there is no difference in how your loss limit is calculated.

AquaFunded pays out every 14 days, while Top One Trader pays out every 14 days.

Both firms have the same payout frequency, so there is no meaningful difference in how often you can request payouts.

Both AquaFunded and Top One Trader offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.

Top One Trader leads on both rating (4.6) and review volume (10), making it the stronger customer satisfaction signal. AquaFunded has a 3.3 rating from 3 reviews.