Instant Funding; 3.8; United Kingdom; Prop Firm Details

For One-Phase and Two-Phase (Funded):

• Your best trading day must not account for more than 40% of your total profit.

For IF Micro, One-Phase Micro and Two-Phase Micro (Funded):

• Your best trading day must not account for more than 15% of your total profit.

IF1:

• Your best trade must not account for more than 15% of your total profit.

IF Micro Clarity:

• Your best trade must not account for more than 20% of your total profit.

Maximum Lot Sizes

• https://instantfunding.com/help/maximum-lot-sizes/

Minimum hold time

• Trades held for 60 seconds or less are regarded as high frequency trades and are prohibited

Smart Drawdown (Instant Funding, Instant Funding Go and Instant Funding Clarity)

• It starts at -10% and automatically adjusts to -5% once you achieve a 5% gain on your account balance. After that point, the drawdown remains fixed at -5% of your starting balance, even if your profits grow.

News Trading

• One-Phase and Two-Phase (challenge phase only): No news restrictions
• IF Micro, IF1, One-Phase Micro, Two-Phase Micro, One Phase Clarity and IF Micro Clarity: No news restrictions
• Instant Funding, Instant Funding Go, One-Phase, Two-Phase (funded accounts) and Instant Funding Clarity: News trading is not allowed 4 minutes before and after high impact news. Allowed with Add-on.

Weekend Holding

• One-Phase, and Two-Phase, (challenge phase only): Allowed
• IF Micro, IF1, One-Phase Micro, Two-Phase Micro, One Phase Clarity and IF Micro Clarity: Allowed
• Instant Funding, Instant Funding Go, One-Phase, Two-Phase (funded accounts) and Instant Funding Clarity: Allowed with Add-on

Inactivity

• If no trades are placed within 60 days of your account purchase or after the last trade, your account will be automatically closed.

Risk per Trading Instrument

• Instant Funding: You may not risk more than 3% of your starting account balance at any time on a single trade idea.
• Instant Funding GO: You may not risk more than 2% of your starting account balance at any time on a single trade idea.
• IF Micro and IF1: You may not risk more than 1% of your starting account balance at any time in one trade idea
• One Phase, One Phase Micro and Two Phase: You may not risk more than 50% of your daily drawdown at any time in one trade idea.
• Two Phase Micro: You may not risk more than 2% of your starting account balance on any single trade idea for Two-Phase Micro accounts of $50,000 and below, and no more than 1.5% for accounts of $100,000 and above.
• Closing and reopening a position in the same direction on the same instrument within 10 minutes is treated as the same trade idea and does not reset the limit. Exceeding this limit will result in a hard breach.

Account Drawdown (Clarity)

• If the unrealized loss on your open positions exceeds 2% of the starting balance on a One-Phase Clarity account or 1.5% on an IF Clarity account and 2.5% on an Instant Funding Clarity account, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.

Prohibited Practice and strategies

• Account Churning (Rolling): Opening multiple funded or challenge accounts in quick succession is prohibited

• High-frequency trading (HFT): HFT involves holding trades for 60 seconds or less.

• One-Sided Bets: Taking positions in a single direction without proper analysis or consideration of market trends, often leading to excessive exposure.

• Grid Trading: Placing buy and sell orders at fixed intervals, relying solely on price fluctuations rather than informed analysis. This strategy disregards market conditions and often leads to uncontrolled losses.

• Overleveraging: Exceeding the allowable lot size limit for your account type on a single trade idea. This creates excessive risk and significantly increases the chances of an account wipeout.

• Gambling: Engaging in trades that resemble betting rather than strategy, such as placing random positions without analysis or risking large portions of the account on a single trade idea.

• Martingale: Increasing positional notional volume after each trade, aiming to recover previous losses or amplify winnings on subsequent trades. This involves doubling down after a losing trade. Martingale trading is allowed for all challenges and IF Micro accounts (including funded stage). For Instant Funding accounts, traders can add to losing positions but must avoid continuously doubling lot sizes after losses.

• Improper Day Padding: If a minimum trading day requirement applies to your account, each trading day should reflect your normal trading behavior. Opening negligible or artificial trades solely to meet the minimum trading day requirement is not permitted. This includes: Trading significantly smaller lot sizes than usual, Executing low-risk or meaningless trades with no strategic intent. Such behavior is considered inconsistent and does not align with our evaluation of genuine trading skill.

Instant Funding accounts, Instant Funding GO accounts and Instant Funding Clarity

• Your first withdrawal is available 14 days after your initial trade. After that, you can withdraw every 7 days following your next trade.

IF1

• You can request one payout after the 24-hour account period ends

Instant Funding Micro, One-Phase Micro, Two-Phase Micro, One-Phase and Two-Phase Simulated Funded Accounts

• You can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates.

On demand payout requirements:

• For One-Phase and Two-Phase (Funded): Your best trading day must not account for more than 40% of your total profit.
• For IF Micro, IF1, Two-Phase Micro and One-Phase Micro: Your best trading day must not account for more than 15% of your total profit.
• For IF Micro Clarity: Your best trade must not account for more than 20% of your total profit.
• For One-Phase Clarity: No consistency rule is required (This applies to the first payout only)

Minimum Profit

• IF Micro: Your total net profit must reach at least 5% of your starting balance.

• IF1: Your total net profit must reach at least 2% of your starting balance.

• IF Micro Clarity: Your total net profit must reach at least 3% of your starting balance.

• One-Phase Clarity: Your total net profit must reach at least 1.5% of your starting balance.

• For all other programs: Your total net profit for a payout must reach at least 3% of your starting balance or $25, whichever is larger.

Scaling

• https://instantfunding.com/help/scaling/, https://instantfunding.com/help/90-profit-split-rules-smart-accounts-instant-funding/