Side-by-Side Comparison
See how Atmos Funded and Instant Funding compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (100K, 2-step)
Trader Satisfaction
Atmos Funded
Instant Funding
Program name
Profit split
Max allocation
Challenge fee (100K, 2-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$6.4K
80% of $8K gross profit
Monthly earnings
$6.4K
80% of $8K gross profit
Atmos Funded and Instant Funding both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. Atmos Funded charges $379 and funds up to $600,000, while Instant Funding charges $413 and funds up to $1,000,000. Atmos Funded uses a 2-step evaluation; Instant Funding uses 2 steps.
Atmos Funded's challenge fee of $379 is lower than Instant Funding's $413, making it the lower-cost option for traders focused on upfront fees.
Both Atmos Funded and Instant Funding offer a 80% profit split, so there is no meaningful difference in how profits are shared. Other factors—such as payout frequency, scaling plans, and maximum allocation—are likely to have a greater impact on your decision.
Instant Funding offers a maximum allocation of $1,000,000, compared with Atmos Funded's $600,000. Traders looking to manage larger amounts of capital may prefer Instant Funding.
Both firms use a 2-step evaluation. Atmos Funded requires at least 3 trading days per phase, while Instant Funding has no minimum trading day requirement, allowing faster progression if performance targets are met.
Both Atmos Funded and Instant Funding use Balance Equity Highest Eod drawdown rules, so there is no difference in how your loss limit is calculated.
Atmos Funded pays out every 1 days, while Instant Funding pays out every 1 days.
Both firms have the same payout frequency, so there is no meaningful difference in how often you can request payouts.
Both Atmos Funded and Instant Funding offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.
Atmos Funded holds a 4.2 rating from 6 reviews, while Instant Funding holds a 3.8 rating from 9 reviews. Atmos Funded scores higher, but Instant Funding's rating is based on a larger sample size, so both factors are worth considering.
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