Side-by-Side Comparison

BEM FundingvsInstant Funding

See how BEM Funding and Instant Funding compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.

VS
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BEM Funding

5.0

7

5.0 rated3 day mincTrader
View Challenges
Instant Funding prop firm logo

Instant Funding

3.8

9

3.8 ratedNo min daysMatch Trader
View Challenges
VS

Profit Split

80%vs80%
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Instant Funding prop firm logo

Max Allocation

$200Kvs$1M
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Instant Funding prop firm logo

Challenge fee (100K, 2-step)

$389.25vs$413
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Instant Funding prop firm logo

Trader Satisfaction

5.0vs3.8
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Instant Funding prop firm logo

Head-to-head Breakdown

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BEM Funding

Instant Funding prop firm logo

Instant Funding

Program name

BEM Funding - Classic Normal - 2-step 100K
Instant Funding Firm - Static - Two-Phase Micro - 2-Step 100K

Profit split

80%
80%

Max allocation

$200K
$1Mbest

Challenge fee (100K, 2-step)

$519
$413best

Discounted challenge fee

$389.25
No Requirement

Profit target

9% | 4.5%
8% | 5%

Daily Loss Limit

4.5%best
4%

Daily Loss Type

Balance/Equity - Highest at EOD
Balance/Equity - Highest at EOD

Max Loss Limit

8%
10%best

Max Loss Type

Static
Static

Consistency rule

None
15%

Min trading days

3 days
No Requirement

Payout frequency

Every 14 days
Every 1 daysbest

Platforms

cTrader, DXTrade
Match Trader, cTrader, MT5

News trading

Allowed
Allowed

EA / algo trading

Allowed
Allowed

Scaling plan

No
Yes

Earnings Calculator

Estimate your monthly take-home based on account size and expected monthly return.

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BEM Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout
Instant Funding prop firm logo
Instant Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout

Compare Firms

BEM Funding and Instant Funding both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. BEM Funding charges $519 and funds up to $200,000, while Instant Funding charges $413 and funds up to $1,000,000. BEM Funding uses a 2-step evaluation; Instant Funding uses 2 steps.

Instant Funding's challenge fee of $413 is lower than BEM Funding's $519, making it the lower-cost option for traders focused on upfront fees.

Both BEM Funding and Instant Funding offer a 80% profit split, so there is no meaningful difference in how profits are shared. Other factors—such as payout frequency, scaling plans, and maximum allocation—are likely to have a greater impact on your decision.

Instant Funding offers a maximum allocation of $1,000,000, compared with BEM Funding's $200,000. Traders looking to manage larger amounts of capital may prefer Instant Funding.

Both firms use a 2-step evaluation. BEM Funding requires at least 3 trading days per phase, while Instant Funding has no minimum trading day requirement, allowing faster progression if performance targets are met.

Both BEM Funding and Instant Funding use Balance Equity Highest Eod drawdown rules, so there is no difference in how your loss limit is calculated.

BEM Funding pays out every 14 days, while Instant Funding pays out every 1 days.

Instant Funding offers more frequent access to profits, which may appeal to traders who prioritize regular cash flow.

Instant Funding offers a scaling plan, while BEM Funding does not. If increasing your funded capital over time is important, Instant Funding has an advantage.

BEM Funding holds a 5 rating from 7 reviews, while Instant Funding holds a 3.8 rating from 9 reviews. BEM Funding scores higher, but Instant Funding's rating is based on a larger sample size, so both factors are worth considering.

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