Side-by-Side Comparison

FundingPipsvsInstant Funding

See how FundingPips and Instant Funding compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.

VS
FundingPips prop firm logo

FundingPips

3.0

10

3.0 rated1 day minMatch Trader
View Challenges
Instant Funding prop firm logo

Instant Funding

3.8

9

3.8 ratedNo min daysMatch Trader
View Challenges
VS

Profit Split

80%vs80%
FundingPips prop firm logo
Instant Funding prop firm logo

Max Allocation

$400Kvs$1M
FundingPips prop firm logo
Instant Funding prop firm logo

Challenge fee (100K, 2-step)

$337.6vs$413
FundingPips prop firm logo
Instant Funding prop firm logo

Trader Satisfaction

3.0vs3.8
FundingPips prop firm logo
Instant Funding prop firm logo

Head-to-head Breakdown

FundingPips prop firm logo

FundingPips

Instant Funding prop firm logo

Instant Funding

Program name

FundingPips - Pro - Challenges - 2-Steps 100K
Instant Funding Firm - Static - Two-Phase Micro - 2-Step 100K

Profit split

80%
80%

Max allocation

$400K
$1Mbest

Challenge fee (100K, 2-step)

$422
$413best

Discounted challenge fee

$337.6
No Requirement

Profit target

6% | 6%
8% | 5%

Daily Loss Limit

3%
4%best

Daily Loss Type

Balance/Equity - Highest at EOD
Balance/Equity - Highest at EOD

Max Loss Limit

6%
10%best

Max Loss Type

Static
Static

Consistency rule

- Optional, 35% Consistency Score
15%

Min trading days

1 days
No Requirement

Payout frequency

Every 7 days
Every 1 daysbest

Platforms

Match Trader, cTrader, MT5
Match Trader, cTrader, MT5

News trading

Allowed
Allowed

EA / algo trading

Allowed
Allowed

Scaling plan

Yes
Yes

Earnings Calculator

Estimate your monthly take-home based on account size and expected monthly return.

FundingPips prop firm logo
FundingPips
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout
Instant Funding prop firm logo
Instant Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout

Compare Firms

FundingPips and Instant Funding both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. FundingPips charges $422 and funds up to $400,000, while Instant Funding charges $413 and funds up to $1,000,000. FundingPips uses a 2-step evaluation; Instant Funding uses 2 steps.

Instant Funding's challenge fee of $413 is lower than FundingPips's $422, making it the lower-cost option for traders focused on upfront fees.

Both FundingPips and Instant Funding offer a 80% profit split, so there is no meaningful difference in how profits are shared. Other factors—such as payout frequency, scaling plans, and maximum allocation—are likely to have a greater impact on your decision.

Instant Funding offers a maximum allocation of $1,000,000, compared with FundingPips's $400,000. Traders looking to manage larger amounts of capital may prefer Instant Funding.

Both firms use a 2-step evaluation. FundingPips requires at least 1 trading days per phase, while Instant Funding has no minimum trading day requirement, allowing faster progression if performance targets are met.

Both FundingPips and Instant Funding use Balance Equity Highest Eod drawdown rules, so there is no difference in how your loss limit is calculated.

FundingPips pays out every 7 days, while Instant Funding pays out every 1 days.

Instant Funding offers more frequent access to profits, which may appeal to traders who prioritize regular cash flow.

Both FundingPips and Instant Funding offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.

Instant Funding holds a 3.8 rating from 9 reviews, while FundingPips holds a 3 rating from 10 reviews. Instant Funding scores higher, but FundingPips's rating is based on a larger sample size, so both factors are worth considering.

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