Side-by-Side Comparison

FXIFYvsInstant Funding

See how FXIFY and Instant Funding compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.

VS
FXIFY prop firm logo

FXIFY

3.7

7

3.7 rated5 day minTradingView
View Challenges
Instant Funding prop firm logo

Instant Funding

3.8

9

3.8 ratedNo min daysMatch Trader
View Challenges
VS

Profit Split

80%vs80%
FXIFY prop firm logo
Instant Funding prop firm logo

Max Allocation

$1.1Mvs$1M
FXIFY prop firm logo
Instant Funding prop firm logo

Challenge fee (100K, 2-step)

$406.26vs$413
FXIFY prop firm logo
Instant Funding prop firm logo

Trader Satisfaction

3.7vs3.8
FXIFY prop firm logo
Instant Funding prop firm logo

Head-to-head Breakdown

FXIFY prop firm logo

FXIFY

Instant Funding prop firm logo

Instant Funding

Program name

FXIFY - Trailing - 2-Steps 100K
Instant Funding Firm - Static - Two-Phase Micro - 2-Step 100K

Profit split

80%
80%

Max allocation

$1.1Mbest
$1M

Challenge fee (100K, 2-step)

$549
$413best

Discounted challenge fee

$406.26
No Requirement

Profit target

10% | 5%
8% | 5%

Daily Loss Limit

4%
4%

Daily Loss Type

Balance Based
Balance/Equity - Highest at EOD

Max Loss Limit

10%
10%

Max Loss Type

Trailing
Static

Consistency rule

None
15%

Min trading days

5 days
No Requirement

Payout frequency

No Requirement
Every 1 days

Platforms

TradingView, MT5, DXTrade
Match Trader, cTrader, MT5

News trading

Allowed
Allowed

EA / algo trading

Allowed
Allowed

Scaling plan

Yes
Yes

Earnings Calculator

Estimate your monthly take-home based on account size and expected monthly return.

FXIFY prop firm logo
FXIFY
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout
Instant Funding prop firm logo
Instant Funding
Account Size$100K
Monthly return (%)8%

Monthly earnings

$6.4K

80% of $8K gross profit

Monthly Earnings
80% payout

Compare Firms

FXIFY and Instant Funding both offer a 80% profit split, so the real differentiators come down to cost, capital, and rules. FXIFY charges $549 and funds up to $1,097,500, while Instant Funding charges $413 and funds up to $1,000,000. FXIFY uses a 2-step evaluation; Instant Funding uses 2 steps.

Instant Funding's challenge fee of $413 is lower than FXIFY's $549, making it the lower-cost option for traders focused on upfront fees.

Both FXIFY and Instant Funding offer a 80% profit split, so there is no meaningful difference in how profits are shared. Other factors—such as payout frequency, scaling plans, and maximum allocation—are likely to have a greater impact on your decision.

FXIFY offers a maximum allocation of $1,097,500, compared with Instant Funding's $1,000,000. Traders looking to manage larger amounts of capital may prefer FXIFY.

Both firms use a 2-step evaluation. FXIFY requires at least 5 trading days per phase, while Instant Funding has no minimum trading day requirement, allowing faster progression if performance targets are met.

FXIFY uses Balance Based drawdown, while Instant Funding uses Balance Equity Highest Eod.

Instant Funding pays out every 1 days. Payout frequency information for FXIFY is currently unavailable.

Both FXIFY and Instant Funding offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.

Instant Funding leads on both rating (3.8) and review volume (9), making it the stronger customer satisfaction signal. FXIFY has a 3.7 rating from 7 reviews.

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