Side-by-Side Comparison
See how Funded Futures Family and Topstep compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (50K, 1-step)
Trader Satisfaction
Funded Futures Family
Topstep
Program name
Profit split
Max allocation
Challenge fee (50K, 1-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$3.6K
90% of $4K gross profit
Monthly earnings
$3.6K
90% of $4K gross profit
Funded Futures Family and Topstep both offer a 90% profit split, so the real differentiators come down to cost, capital, and rules. Funded Futures Family charges $125 and funds up to $750,000, while Topstep charges $49 and funds up to $750,000. Funded Futures Family uses a 1-step evaluation; Topstep uses 1 steps.
Topstep's challenge fee of $49 is lower than Funded Futures Family's $125, making it the lower-cost option for traders focused on upfront fees.
Both Funded Futures Family and Topstep offer a 90% profit split, so there is no meaningful difference in how profits are shared. Other factors—such as payout frequency, scaling plans, and maximum allocation—are likely to have a greater impact on your decision.
Both Funded Futures Family and Topstep offer a maximum allocation of $750,000. Other factors—such as scaling plans, payout frequency, and evaluation rules—are likely to have a greater impact on your decision.
Both firms use a 1-step evaluation. Funded Futures Family requires 3 minimum trading days per phase, while Topstep requires 2. Topstep provides greater scheduling flexibility.
Topstep uses Equity Based drawdown. Drawdown information for Funded Futures Family is unavailable.
Funded Futures Family pays out every 3 days, while Topstep pays out every 3 days.
Both firms have the same payout frequency, so there is no meaningful difference in how often you can request payouts.
Topstep offers a scaling plan, while Funded Futures Family does not. If increasing your funded capital over time is important, Topstep has an advantage.
Topstep holds a 4.6 rating from 8 reviews, while Funded Futures Family holds a 3.6 rating from 10 reviews. Topstep scores higher, but Funded Futures Family's rating is based on a larger sample size, so both factors are worth considering.
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