Side-by-Side Comparison
See how The5ers Futures and Topstep compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (50K, 1-step)
Trader Satisfaction
The5ers Futures
Topstep
Program name
Profit split
Max allocation
Challenge fee (50K, 1-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$3.2K
80% of $4K gross profit
Monthly earnings
$3.6K
90% of $4K gross profit
The headline difference is profit split — The5ers Futures offers 80% while Topstep offers 90%. Beyond that, The5ers Futures charges $100 with a max allocation of $750,000, compared to Topstep's $49 and $750,000.
Topstep's challenge fee of $49 is lower than The5ers Futures's $100, making it the lower-cost option for traders focused on upfront fees.
Topstep offers a 90% profit split, compared with The5ers Futures's 80%. The 10 percentage point difference can become meaningful as trading profits increase.
Both The5ers Futures and Topstep offer a maximum allocation of $750,000. Other factors—such as scaling plans, payout frequency, and evaluation rules—are likely to have a greater impact on your decision.
Both firms use a 1-step evaluation. Topstep requires at least 2 trading days per phase, while The5ers Futures has no minimum trading day requirement, allowing faster progression if performance targets are met.
Topstep uses Equity Based drawdown. Drawdown information for The5ers Futures is unavailable.
The5ers Futures pays out every 14 days, while Topstep pays out every 3 days.
Topstep offers more frequent access to profits, which may appeal to traders who prioritize regular cash flow.
Both The5ers Futures and Topstep offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.
The5ers Futures holds a 5 rating from 2 reviews, while Topstep holds a 4.6 rating from 8 reviews. The5ers Futures scores higher, but Topstep's rating is based on a larger sample size, so both factors are worth considering.
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