Side-by-Side Comparison
See how Topstep and Lucid Trading compare on profit split, challenge fee, drawdown rules, payout frequency, and verified trader ratings — all in one place.
Profit Split
Max Allocation
Challenge fee (50K, 1-step)
Trader Satisfaction
Topstep
Lucid Trading
Program name
Profit split
Max allocation
Challenge fee (50K, 1-step)
Discounted challenge fee
Profit target
Daily Loss Limit
Daily Loss Type
Max Loss Limit
Max Loss Type
Consistency rule
Min trading days
Payout frequency
Platforms
News trading
EA / algo trading
Scaling plan
Estimate your monthly take-home based on account size and expected monthly return.
Monthly earnings
$3.6K
90% of $4K gross profit
Monthly earnings
$3.6K
90% of $4K gross profit
Lucid Trading and Topstep both offer a 90% profit split, so the real differentiators come down to cost, capital, and rules. Lucid Trading charges $140 and funds up to $750,000, while Topstep charges $49 and funds up to $750,000. Lucid Trading uses a 1-step evaluation; Topstep uses 1 steps.
Topstep's challenge fee of $49 is lower than Lucid Trading's $140, making it the lower-cost option for traders focused on upfront fees.
Both Lucid Trading and Topstep offer a 90% profit split, so there is no meaningful difference in how profits are shared. Other factors—such as payout frequency, scaling plans, and maximum allocation—are likely to have a greater impact on your decision.
Both Lucid Trading and Topstep offer a maximum allocation of $750,000. Other factors—such as scaling plans, payout frequency, and evaluation rules—are likely to have a greater impact on your decision.
Both Lucid Trading and Topstep use a 1-step evaluation with a 2-day minimum per phase, so neither offers a faster evaluation timeline.
Topstep uses Equity Based drawdown. Drawdown information for Lucid Trading is unavailable.
Lucid Trading pays out every 5 days, while Topstep pays out every 3 days.
Topstep offers more frequent access to profits, which may appeal to traders who prioritize regular cash flow.
Both Lucid Trading and Topstep offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.
Lucid Trading leads on both rating (5) and review volume (9), making it the stronger customer satisfaction signal. Topstep has a 4.6 rating from 8 reviews.
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