QT Funded has introduced a new set of rule changes across its programs, alongside the launch of a new Buy Now, Pay Later 1-Step evaluation program. These updates follow the firm's recent restructuring and apply across both challenge and funded accounts.

What Happened

QT Funded announced additional adjustments to its rule framework, introducing changes to trading requirements, payout structure, and account conditions. At the same time, the firm introduced a new 1-Step Buy Now, Pay Later (BNPL) program, adding another entry option to its product offering.

What's Changed

Removal of Risk Rule on Challenges

• The previously enforced 1% risk rule on challenge accounts has been removed

Minimum Trading Days

• A minimum of two trading days is now required for both Phase 1 and Phase 2

One-Sided Betting Rule Removed

• The one-sided betting restriction has been removed across both challenge and funded accounts

Payout Structure Update

• 14-day payout cycle is now the default
• 7-day payout option is available as a faster alternative with add-on

Performance Protection

• The firm confirmed that its 10% Performance Protection Promise remains in place for funded accounts

QT Instant Adjustment

• The previously required 3% payout buffer has been removed for QT Instant accounts

New Program: Buy Now, Pay Later 1-Step Evaluation

QT Funded has also introduced a new Buy Now, Pay Later (BNPL) 1-Step program, offering a single-phase evaluation structure with a staged payment model.

Program Structure

• Account sizes: $5,000 to $100,000
• Starting price: from $10
• Profit target: 6%
• Daily drawdown: 3% (balance-based)
• Maximum drawdown: 6% trailing equity

Traders begin with an initial payment and are required to complete a second activation fee within 7 calendar days after passing in order to access a funded account.

Trading Requirements

• No minimum trading days during evaluation
• Funded stage: minimum of 5 trading days required

Risk Management

• 2% maximum open floating loss limit applies at all times across both evaluation and funded stages

Payout Structure

• Profit split: 80%
• Payout cycle: bi-weekly
• Profit cap: 5% per cycle
• Excess profits are withdrawn before the next cycle begins

Why This Matters

This update combines further rule adjustments with the introduction of a new program structure, expanding the range of entry options while refining trading conditions across existing accounts.

The addition of a Buy Now, Pay Later model introduces an alternative payment structure alongside traditional evaluation pathways.

Impact on Traders

For traders, the update introduces:

• Fewer restrictions during challenge phases
• Shorter minimum trading requirements
• Adjusted payout timing options
• Removal of certain constraints, such as one-sided betting rules and payout buffers
• A new low-cost entry option through the BNPL 1-Step program
• A defined staged payment model for accessing funded accounts

Traders currently active or considering a new account should review how these changes affect their trading conditions, particularly around payout timing, risk limits, and program structure.

Prop Firm Match Perspective

Rule and structure updates like these can meaningfully change program conditions across both evaluation and funded stages. Traders using QT Funded should review the updated rules in full and confirm how these changes apply to their account type, particularly in relation to payout timing, trading requirements, and the introduction of the BNPL 1-Step program.

Prop Firm Match will update its QT Funded profile to reflect these changes as further details are confirmed.