TradeDayvsTopstep

The headline difference is profit split — Topstep offers 90% while TradeDay offers 80%. Beyond that, Topstep charges $49 with a max allocation of $750,000, compared to TradeDay's $125 and $450,000.

Topstep's challenge fee of $49 is lower than TradeDay's $125, making it the lower-cost option for traders focused on upfront fees.

Topstep offers a 90% profit split, compared with TradeDay's 80%. The 10 percentage point difference can become meaningful as trading profits increase.

Topstep offers a maximum allocation of $750,000, compared with TradeDay's $450,000. Traders looking to manage larger amounts of capital may prefer Topstep.

Both firms use a 1-step evaluation. Topstep requires 2 minimum trading days per phase, while TradeDay requires 5. Topstep provides greater scheduling flexibility.

Topstep uses Equity Based drawdown. Drawdown information for TradeDay is unavailable.

Topstep pays out every 3 days, while TradeDay pays out every 1 days.

TradeDay offers more frequent access to profits, which may appeal to traders who prioritize regular cash flow.

Both Topstep and TradeDay offer a scaling plan, allowing funded traders to increase their account allocation over time by meeting performance targets.

Topstep leads on both rating (4.6) and review volume (8), making it the stronger customer satisfaction signal. TradeDay has a 3.7 rating from 3 reviews.